---
description: Kapitalbank
title: KapitalBank
image: https://kapital.bank/storage/pages/1/kapital-bank.svg
---

 

## Kapital Bank

## Founded 1874

0% 25% 50% 100% 

[ ![](https://kapital.bank/file/pages/22/retail.png?signature=b059eb796c60c0f84d31c1c33d94b48f4b65d285fadba0af39db1c168fb7370b) ](https://kapital.bank/en/solutions/retail-banking) 

### Retail Banking

[ ![](https://kapital.bank/file/pages/21/corporate.png?signature=5c99aa9b7188b4c1d815ee141e952c124b519cfd6de6d998f12344a602aa46d0) ](https://kapital.bank/en/solutions/corporate-banking) 

### Corporate banking

[ ![](https://kapital.bank/file/pages/20/private-2-1.png?signature=53f81b0c84c48ae9472196a4d50589aa114d326d39c1e761a93e8d40b4b4ebb1) ](https://kapital.bank/en/solutions/private-banking) 

### Private Banking

### [Who we are ](https://kapital.bank/en/who-we-are) 

* [About ](https://kapital.bank/en/who-we-are/about)
* [ESG Approach ](https://kapital.bank/en/who-we-are/esg-approach)
* [Our History ](https://kapital.bank/en/who-we-are/our-history)
* Corporate governance

* [Values](https://kapital.bank/en/who-we-are/about/our-values)
* [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy)
* [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings)
* [Reports](https://kapital.bank/en/who-we-are/about/our-reports)
* [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2)
* [Shares](https://kapital.bank/en/who-we-are/about/our-shares)
* [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details)
* [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting)
* [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts)
* [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental)
* [Social](https://kapital.bank/en/who-we-are/esg-approach/social)
* [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders)
* [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center)
* [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders)
* [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups)
* [Compliance](https://kapital.bank/en/who-we-are/managment/compliance)
* [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management)

* Solutions  
Back to main menu Solutions  
  * [Retail Banking](https://kapital.bank/en/solutions/retail-banking)
  * [Corporate banking](https://kapital.bank/en/solutions/corporate-banking)
  * [Private Banking](https://kapital.bank/en/solutions/private-banking)
* Who we are  
Back to main menu [Who we are](https://kapital.bank/en/who-we-are)  
  * About  
  Back to About [About](https://kapital.bank/en/who-we-are/about)  
    * [Values](https://kapital.bank/en/who-we-are/about/our-values)
    * [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy)
    * [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings)
    * [Reports](https://kapital.bank/en/who-we-are/about/our-reports)
    * [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2)
    * [Shares](https://kapital.bank/en/who-we-are/about/our-shares)
    * [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details)
    * [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting)
    * [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts)
  * ESG Approach  
  Back to ESG Approach [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach)  
    * [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental)
    * [Social](https://kapital.bank/en/who-we-are/esg-approach/social)
    * [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders)
    * [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center)
  * [Our History](https://kapital.bank/en/who-we-are/our-history)
  * Corporate governance  
  Back to Corporate governance Corporate governance  
    * [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders)
    * [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups)
    * [Compliance](https://kapital.bank/en/who-we-are/managment/compliance)
    * [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management)
* [Career](https://kapital.bank/en/career)
* [News](https://kapital.bank/en/news)

[AZ ](https://kapital.bank/az) [EN ](https://kapital.bank/en) 

# Where finance meets innovation and   
 sustainability leads the way. 

Everything we do starts with our customer 

## As Azerbaijan’s largest financial institution,   
we support social-economic growth 

From individuals to large enterprises, we provide tailored financial services that prioritize trust,   
 simplicity and long-term value

## Here. There. Everywhere.  
 170+ service centers 

In every region, in every moment, from everyday needs to long-term goals,  
 we’re more than a bank, we’re part of your journey 

## Here. There. Everywhere.  
 170+ service centers 

In every region, in every moment, from everyday needs to long-term goals,  
 we’re more than a bank, we’re part of your journey 

## Trusted by   
\~5 million 

We support individuals and businesses not only with accessible financial services and digital innovation, but also by fostering long-term resilience across the economy. Because when they thrive, economies grow stronger 

[ ![](https://kapital.bank/file/pages/1/retail.png?signature=ce2c127fadcdfc43862e3b9f518120261a71478ef0dd5166d3ea34054fc3842a) ](https://kapital.bank/en/solutions/retail-banking) 

### Retail Banking

We empower individuals to manage their finances confidently through inclusive, sustainable, and technology-driven banking solutions.

[Read more ](https://kapital.bank/en/solutions/retail-banking) 

[ ![](https://kapital.bank/file/pages/1/corporate.png?signature=293e420e5e4457ea423964e0f1bcbd40b3da1d7c043d5a06919b6077691d3187) ](https://kapital.bank/en/solutions/corporate-banking) 

### Corporate Banking

Delivering comprehensive financial solutions, from deposits and loans to cards and day-to-day transactions, to support the evolving needs of millions of customers

[Read more ](https://kapital.bank/en/solutions/corporate-banking) 

[ ![](https://kapital.bank/file/pages/1/private-2.png?signature=b58433a390f32374169169e86ce9a6bd53922838971cdb49120eaa332f838201) ](https://kapital.bank/en/solutions/private-banking) 

### Private Banking

A private experience designed around your lifestyle, values, and ambitions. From personalized financial solutions to exclusive opportunities, we make sure you feel valued differently

[Read more ](https://kapital.bank/en/solutions/private-banking) 

### From transactions to transformation 

## 3 million+   
 Mobile app users

Birbank has led the evolution of digital banking in Azerbaijan, influencing   
behavior, meeting tomorrow’s expectations, and building a new  
 financial culture.

[Discover more ](https://onelink.to/fws6tw) 

## Our Commitment   
 to Transparency

Rooted in integrity, we prioritize transparency and accountability  
across all we do. We uphold our values not just by what we achieve  
but by the openness, honesty, and responsibility with which we operate.

[Financial insights](https://www.kapitalbank.az/files/reports/2024%20%28Konsolidasiya%20edilmi%C5%9F%29%5Faz%5F1745917162.pdf) 

* For the year 2024  
###
* Net profit  
### ₼ 240M
* Bonus  
### ₼ 78M
* Loans granted  
### ₼ 5B

## Our Team   
Our Greatest Strength 

Behind every milestone we achieve stands a team of visionaries, change-makers, and leaders.  
Their dedication, expertise, and passion drive everything we accomplish, shaping not only our bank,  
but the future of banking in the country.

![](https://kapital.bank/file/pages/1/people-first.png?signature=71e9b2b11f30fb260b20b7d2a4c887a34addb752b704c268738ec62533740b37) 

## Our Team   
Our Greatest Strength 

Behind every milestone we achieve stands a team of visionaries, change-makers, and leaders.  
Their dedication, expertise, and passion drive everything we accomplish, shaping not only our bank,  
but the future of banking in the country.

## Grow with purpose.   
 Lead with impact.   
 Start with Kapital Bank. 

We believe that every journey of success begins with people who are bold enough to shape change. We’re building a culture where ambition is supported, ideas are empowered, and careers are made with purpose.

* Career
* Our Values
* ESG Approach

### Shape your career  
 at Kapital Bank

Join a financial institution that’s redefining the future of banking in Azerbaijan. At Kapital Bank, you’ll gain more than experience, you’ll build impact, grow with purpose, and be part of something bigger

[See more ](https://kapital.bank/en/career) 

![](https://kapital.bank/file/pages/1/tab-career-0.png?signature=346650037a2aa4a7e622233191839ab62057b45c453fa1b77f10e60e50ba7aef) 

### Our people,   
 United by values

Our values are not just rules, but a compass that guides all our actions. We make every decision in line with them, striving to create a sustainable future that brings benefit to both society and the environment.

[See more ](https://kapital.bank/en/who-we-are/about/our-values) 

![](https://kapital.bank/file/pages/1/tab-people.png?signature=af5448fffa880687087d83f2517f3dbc48b5477cfe2b1419c1da02623ae6050f) 

### Our ESG Approach

Guided by our strategic vision, we are committed to building a more sustainable future by integrating Environmental, Social, and Governance principles into everything we do.

[See more ](https://kapital.bank/en/who-we-are/esg-approach) 

![](https://kapital.bank/file/pages/1/tab-esg.png?signature=3d32f58ce0dd9bc4fab874ecd624e13a1e7200feae682d0284b76299b46d297c) 

![A history of   enduring beginnings](https://kapital.bank/file/pages/1/bulding.png?signature=ff8f2081b640b1af05d6a6b2715d66e4c46f910e60e6dcaa2549a5156b3a60e9) 

1874 

## A history of enduring beginnings 

[See where it all began](https://kapital.bank/en/who-we-are/our-history) 

2026 

## Learn more about Kapital Bank 

[Discover who we are](https://kapital.bank/en/who-we-are) 

## News

![](https://kapital.bank/file/pages/255/sayt-ucun.png?signature=1ff7802175136f3219ce452fa533fbd8e976a6de5ae0fc433bd97133f4e27dae) 

29-07-2026

### The number of shelters for stray animals reaches 35 under the “Pəncəli Ürəklər” campaign 

[Read more ](https://kapital.bank/en/news/the-number-of-shelters-for-stray-animals-reaches-35-under-the-penceli-urekler-campaign) 

![](https://kapital.bank/file/pages/254/kapitalbank-1546x1024-0.png?signature=ab35fb83671b2aee6d9862d4ccedc824d105e05ac6da9d58f0225cd286ffde64) 

24-07-2026

### Moody’s affirms Kapital Bank’s strong financial performance 

[Read more ](https://kapital.bank/en/news/moodys-affirms-kapital-banks-strong-financial-performance) 

![](https://kapital.bank/file/pages/253/eromoney-1546x1024-0.png?signature=dd8c0f83a0b94c6fb907e55d394617b11ff783e7122eb825c1d93f51d6826244) 

17-07-2026

### Kapital Bank wins two categories at the Euromoney Awards for Excellence 2026 

[Read more ](https://kapital.bank/en/news/kapital-bank-wins-two-categories-at-the-euromoney-awards-for-excellence-2026) 

![](https://kapital.bank/file/pages/252/sayt-ucun-0.png?signature=7525ff3a58c83769c56bf287787a0fce65eea4bbf311373c95967842098d9812) 

15-07-2026

### Kapital Bank announces financial results for the second quarter of 2026 

[Read more ](https://kapital.bank/en/news/kapital-bank-announces-financial-results-for-the-second-quarter-of-2026) 

![](https://kapital.bank/file/pages/250/sayt-ucun-0.jpg?signature=a2996d0701d0e75181f9ca80e50320fe32320ed5302fc0a5ca597628496e43a0) 

03-07-2026

### Kapital Bank operates the country’s largest service network with 116 branches, 51 divisions and 1 274 ATMs 

[Read more ](https://kapital.bank/en/news/kapital-bank-operates-the-countrys-largest-service-network-with-116-branches-51-divisions-and-1-274-atms) 

![](https://kapital.bank/file/pages/251/kapitalbank-1546x1024.png?signature=924bdcb1bca1b3c9bdcbc9ba6e126d27747352b77fd6226c7fe9358fff849741) 

24-06-2026

### “Kapital Bank” Səhmdarlarının nəzərinə 

[Read more ](https://kapital.bank/en/news) 

[See More news](https://kapital.bank/en/news)