--- title: Kapital Bank and the Educational Student Loan Fund sign a cooperation memorandum --- ## Kapital Bank ## Founded 1874 0% 25% 50% 100% [ ![](https://kapital.bank/file/pages/22/retail.png?signature=b059eb796c60c0f84d31c1c33d94b48f4b65d285fadba0af39db1c168fb7370b) ](https://kapital.bank/en/solutions/retail-banking) ### Retail Banking [ ![](https://kapital.bank/file/pages/21/corporate.png?signature=5c99aa9b7188b4c1d815ee141e952c124b519cfd6de6d998f12344a602aa46d0) ](https://kapital.bank/en/solutions/corporate-banking) ### Corporate banking [ ![](https://kapital.bank/file/pages/20/private-2-1.png?signature=53f81b0c84c48ae9472196a4d50589aa114d326d39c1e761a93e8d40b4b4ebb1) ](https://kapital.bank/en/solutions/private-banking) ### Private Banking ### [Who we are ](https://kapital.bank/en/who-we-are) * [About ](https://kapital.bank/en/who-we-are/about) * [ESG Approach ](https://kapital.bank/en/who-we-are/esg-approach) * [Our History ](https://kapital.bank/en/who-we-are/our-history) * Corporate governance * [Values](https://kapital.bank/en/who-we-are/about/our-values) * [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy) * [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings) * [Reports](https://kapital.bank/en/who-we-are/about/our-reports) * [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2) * [Shares](https://kapital.bank/en/who-we-are/about/our-shares) * [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details) * [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting) * [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts) * [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental) * [Social](https://kapital.bank/en/who-we-are/esg-approach/social) * [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders) * [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center) * [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders) * [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups) * [Compliance](https://kapital.bank/en/who-we-are/managment/compliance) * [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management) * Solutions Back to main menu Solutions * [Retail Banking](https://kapital.bank/en/solutions/retail-banking) * [Corporate banking](https://kapital.bank/en/solutions/corporate-banking) * [Private Banking](https://kapital.bank/en/solutions/private-banking) * Who we are Back to main menu [Who we are](https://kapital.bank/en/who-we-are) * About Back to About [About](https://kapital.bank/en/who-we-are/about) * [Values](https://kapital.bank/en/who-we-are/about/our-values) * [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy) * [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings) * [Reports](https://kapital.bank/en/who-we-are/about/our-reports) * [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2) * [Shares](https://kapital.bank/en/who-we-are/about/our-shares) * [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details) * [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting) * [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts) * ESG Approach Back to ESG Approach [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach) * [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental) * [Social](https://kapital.bank/en/who-we-are/esg-approach/social) * [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders) * [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center) * [Our History](https://kapital.bank/en/who-we-are/our-history) * Corporate governance Back to Corporate governance Corporate governance * [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders) * [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups) * [Compliance](https://kapital.bank/en/who-we-are/managment/compliance) * [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management) * [Career](https://kapital.bank/en/career) * [News](https://kapital.bank/en/news) [AZ ](https://kapital.bank/az/xeberler/kapital-bank-ve-tehsil-telebe-kredit-fondu-arasinda-emekdasliq-memorandumu-imzalanib) [EN ](https://kapital.bank/en/news/kapital-bank-and-the-educational-student-loan-fund-sign-a-cooperation-memorandum) [Back to all news ](https://kapital.bank/en/news) 24-11-2025 # Kapital Bank and the Educational Student Loan Fund sign a cooperation memorandum ![](https://kapital.bank/file/pages/178/1546x1024-0.jpg?signature=941f5d8aab824ded6a7ffd77618b3bff9097cdabc9057310835ba14e4cbc8555) ![](https://kapital.bank/file/pages/178/1546x1024-0.jpg?signature=941f5d8aab824ded6a7ffd77618b3bff9097cdabc9057310835ba14e4cbc8555) Kapital Bank continues to expand its activities aimed at supporting education as well as the professional development of young people. In this context, a cooperation memorandum was signed between Kapital Bank and the Educational Student Loan Fund. The document was signed by Fargana Mammadova, Board member, Chief Human Capital and Organizational Development Officer at Kapital Bank and Bahruz Azimov, Chairman of the Management Board of the Educational Student Loan Fund. The main goal of the memorandum is to enhance students’ knowledge and skills, support their more prepared entry into the labor market, and broaden their career prospects. As part of the cooperation, students will have the opportunity to undertake internships and participate in specialized practical programs within various structural units of Kapital Bank. This initiative will provide students with exposure to a real work and business environment, allowing them to gain firsthand experience with modern banking processes and management principles. The memorandum also foresees students’ access to training and development programs organized by leading experts of Kapital Bank. The seminars and workshops held for students will contribute to their personal and professional growth, enriching their understanding of banking sector operations, current trends, and innovative approaches. This cooperation not only reflects Kapital Bank’s ongoing mission to support youth education and development but also plays an important role in fostering more competitive and well-prepared professionals for the national labor market. Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 115 branches and 50 departments all over the country. For more detailed information about the bank’s products and services, please refer to https://kapitalbank.az website, 196 Call Centre or the bank’s various social network pages. To apply for a consumer loan visit https://kbl.az/prgtk, for a Birbank installment card visit https://kbl.az/prcrc. ## News and views ![](https://kapital.bank/file/pages/255/sayt-ucun.png?signature=1ff7802175136f3219ce452fa533fbd8e976a6de5ae0fc433bd97133f4e27dae) 29-07-2026 ### The number of shelters for stray animals reaches 35 under the “Pəncəli Ürəklər” campaign [Read more ](https://kapital.bank/en/news/the-number-of-shelters-for-stray-animals-reaches-35-under-the-penceli-urekler-campaign) ![](https://kapital.bank/file/pages/254/kapitalbank-1546x1024-0.png?signature=ab35fb83671b2aee6d9862d4ccedc824d105e05ac6da9d58f0225cd286ffde64) 24-07-2026 ### Moody’s affirms Kapital Bank’s strong financial performance [Read more ](https://kapital.bank/en/news/moodys-affirms-kapital-banks-strong-financial-performance) ![](https://kapital.bank/file/pages/253/eromoney-1546x1024-0.png?signature=dd8c0f83a0b94c6fb907e55d394617b11ff783e7122eb825c1d93f51d6826244) 17-07-2026 ### Kapital Bank wins two categories at the Euromoney Awards for Excellence 2026 [Read more ](https://kapital.bank/en/news/kapital-bank-wins-two-categories-at-the-euromoney-awards-for-excellence-2026) ![](https://kapital.bank/file/pages/252/sayt-ucun-0.png?signature=7525ff3a58c83769c56bf287787a0fce65eea4bbf311373c95967842098d9812) 15-07-2026 ### Kapital Bank announces financial results for the second quarter of 2026 [Read more ](https://kapital.bank/en/news/kapital-bank-announces-financial-results-for-the-second-quarter-of-2026) ![](https://kapital.bank/file/pages/250/sayt-ucun-0.jpg?signature=a2996d0701d0e75181f9ca80e50320fe32320ed5302fc0a5ca597628496e43a0) 03-07-2026 ### Kapital Bank operates the country’s largest service network with 116 branches, 51 divisions and 1 274 ATMs [Read more ](https://kapital.bank/en/news/kapital-bank-operates-the-countrys-largest-service-network-with-116-branches-51-divisions-and-1-274-atms) ![](https://kapital.bank/file/pages/251/kapitalbank-1546x1024.png?signature=924bdcb1bca1b3c9bdcbc9ba6e126d27747352b77fd6226c7fe9358fff849741) 24-06-2026 ### “Kapital Bank” Səhmdarlarının nəzərinə [Read more ](https://kapital.bank/en/news) [See More news](https://kapital.bank/en/news) ```json {"@context":"https://schema.org","@graph":[{"@type":"BankOrCreditUnion","@id":"https://kapital.bank/#organization","name":"Kapital Bank","url":"https://kapital.bank","foundingDate":"1874","logo":{"@type":"ImageObject","url":"https://kapital.bank/images/kapital-bank.svg"},"sameAs":["https://www.linkedin.com/company/kapitalbankojsc","https://www.instagram.com/kapital_bank","https://x.com/KapitalBankOJSC","https://www.facebook.com/kapitalbank"]},{"@type":"Article","headline":"Kapital Bank and the Educational Student Loan Fund sign a cooperation memorandum","description":null,"url":"https://kapital.bank/en/news/kapital-bank-and-the-educational-student-loan-fund-sign-a-cooperation-memorandum","inLanguage":"en","datePublished":null,"dateModified":null,"author":{"@id":"https://kapital.bank/#organization"},"publisher":{"@id":"https://kapital.bank/#organization"},"mainEntityOfPage":"https://kapital.bank/en/news/kapital-bank-and-the-educational-student-loan-fund-sign-a-cooperation-memorandum"},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://kapital.bank"},{"@type":"ListItem","position":2,"name":"En","item":"https://kapital.bank/en"},{"@type":"ListItem","position":3,"name":"News","item":"https://kapital.bank/en/news"},{"@type":"ListItem","position":4,"name":"Kapital Bank and the Educational Student Loan Fund sign a cooperation memorandum","item":"https://kapital.bank/en/news/kapital-bank-and-the-educational-student-loan-fund-sign-a-cooperation-memorandum"}]}]} ```