--- title: Kapital Bank at the IX International Banking Forum --- ## Kapital Bank ## Founded 1874 0% 25% 50% 100% [![](https://kapital.bank/file/pages/22/retail.png?signature=b059eb796c60c0f84d31c1c33d94b48f4b65d285fadba0af39db1c168fb7370b)](https://kapital.bank/en/solutions/retail-banking) ### Retail Banking [![](https://kapital.bank/file/pages/21/corporate.png?signature=5c99aa9b7188b4c1d815ee141e952c124b519cfd6de6d998f12344a602aa46d0)](https://kapital.bank/en/solutions/corporate-banking) ### Corporate banking [![](https://kapital.bank/file/pages/20/private-2-1.png?signature=53f81b0c84c48ae9472196a4d50589aa114d326d39c1e761a93e8d40b4b4ebb1)](https://kapital.bank/en/solutions/private-banking) ### Private Banking ### [Who we are](https://kapital.bank/en/who-we-are) - [About](https://kapital.bank/en/who-we-are/about) - [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach) - [Our History](https://kapital.bank/en/who-we-are/our-history) - Corporate governance - [Values](https://kapital.bank/en/who-we-are/about/our-values) - 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[Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting) - [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts) - ESG Approach Back to ESG Approach [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach) - [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental) - [Social](https://kapital.bank/en/who-we-are/esg-approach/social) - [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders) - [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center) - [Our History](https://kapital.bank/en/who-we-are/our-history) - Corporate governance Back to Corporate governance Corporate governance - [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders) - [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups) - [Compliance](https://kapital.bank/en/who-we-are/managment/compliance) - [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management) - [Career](https://kapital.bank/en/career) - [News](https://kapital.bank/en/news) [AZ](https://kapital.bank/az/xeberler/kapital-bank-ix-beynelxalq-bankciliq-forumunda) [EN](https://kapital.bank/en/news/kapital-bank-at-the-ix-international-banking-forum) [Back to all news](https://kapital.bank/en/news) 21-11-2025 # Kapital Bank at the IX International Banking Forum ![](https://kapital.bank/file/pages/181/kb-ix-beynelxalq-bankciliq-2025-1546x1024.jpg?signature=1b8390dd559a5dfc3cc32a889d618540e41dd7577655dbf3bd47b81a960e5eb2) ![](https://kapital.bank/file/pages/181/kb-ix-beynelxalq-bankciliq-2025-1546x1024.jpg?signature=1b8390dd559a5dfc3cc32a889d618540e41dd7577655dbf3bd47b81a960e5eb2) With the support of the Azerbaijan Banks Association and the Central Bank of the Republic of Azerbaijan, sponsored by Kapital Bank and with the assistance of the Center for Analysis and Communication of Economic Reforms, the traditional IX International Banking Forum “Reliable, Safe and Sustainable Banking” successfully concluded. The forum provided a broad platform for discussing the transition to a cashless economy, digital transformation in the financial sector, innovation, and sustainable banking trends. Over the course of two days, participants explored forward-looking strategies aimed at strengthening financial resilience, modernizing the banking sector, and enabling all stakeholders to fully leverage digital opportunities. Representatives of Kapital Bank participated in key forum panels, sharing their extensive knowledge and practical experience on the most relevant topics in the banking industry. Ilkin Bilalli, Business Risk Technology leader at Kapital Bank, spoke on the panel “The power of analytics: from traditional to digital banking” with a presentation titled “Practical application of FinScore in the real business environment.” He discussed the role of data-driven credit scoring models in enhancing the efficiency of digital lending, improving risk assessment accuracy, and optimizing decision-making processes. Meanwhile, Elshad Ibrahimov, director of the Treasury Department at Kapital Bank, participated in the panel “Modern capital markets and investment operations”, where he discussed “Blockchain, the future of banking, and international capital flows.” In his presentation, he highlighted the potential of blockchain technology to transform financial services, particularly in increasing the transparency and speed of international investment operations. Over two days, the forum provided participants with a rich platform to discuss innovations in the financial sector, digital opportunities, and sustainable banking practices. Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 115 branches and 50 departments all over the country. For more detailed information about the bank’s products and services, please refer to https://kapitalbank.az website, 196 Call Centre or the bank’s various social network pages. To apply for a consumer loan visit https://kbl.az/prgtk, for a Birbank installment card visit https://kbl.az/prcrc.  ## News and views ![](https://kapital.bank/file/pages/265/1546x1024-0.png?signature=c9e59645119b08ec56de4bc3ac0ecac339f29a5984c83c8298dfc1bc603153ab) 21-10-2026 ### Artificial Intelligence offers loans to entrepreneurs: How is the future of microbanking changing? [Read more](https://kapital.bank/en/news/artificial-intelligence-offers-loans-to-entrepreneurs-how-is-the-future-of-microbanking-changing) ![](https://kapital.bank/file/pages/264/sayt-ucun-0.png?signature=cfbdf12bca69c8947d2290b8fb1a2ca998f31a0510cd55d91e5d8b3e68c6d447) 19-10-2026 ### Kapital Bank finances an energy efficiency project: solar panels are being installed [Read more](https://kapital.bank/en/news/kapital-bank-finances-an-energy-efficiency-project-solar-panels-are-being-installed) ![](https://kapital.bank/file/pages/263/sayt-ucun-3.png?signature=581b221f62a3fec0964a5ef17a4fd5997ef1c53087ff25af2059a5b9854a1b92) 13-10-2026 ### Kapital Bank’s net profit increased by 29.6% in the first 9 months of 2026 [Read more](https://kapital.bank/en/news/kapital-banks-net-profit-increased-by-296-in-the-first-9-months-of-2026) ![](https://kapital.bank/file/pages/262/sayt-ucun-2.png?signature=f8f31c246cf25f4b0f96b59b80071b4b082e1cbdd03a5876e9af63d5a89fed26) 09-10-2026 ### Kapital Bank expands access to international investment markets through bond placement [Read more](https://kapital.bank/en/news/kapital-bank-expands-access-to-international-investment-markets-through-bond-placement) ![](https://kapital.bank/file/pages/261/sayt-ucun-0.png?signature=4f8a2d635ef0055eca185894d060c795de2a9f4971fae7c8259da79ced97613c) 05-10-2026 ### Kapital Bank holds more than 30 business meetings at Sibos 2026 [Read more](https://kapital.bank/en/news/kapital-bank-holds-more-than-30-business-meetings-at-sibos-2026) ![](https://kapital.bank/file/pages/260/elsad-ibrahimov-1546x1024-0.png?signature=136f61812f64279f1a2bed766eb8e5774d63d1c5730977ae58f9bd2f84a60e3c) 01-10-2026 ### How to turn your savings into investments: First steps [Read more](https://kapital.bank/en/news/how-to-turn-your-savings-into-investments-first-steps) [See More news](https://kapital.bank/en/news) ```json {"@context":"https://schema.org","@graph":[{"@type":"BankOrCreditUnion","@id":"https://kapital.bank/#organization","name":"Kapital Bank","url":"https://kapital.bank","foundingDate":"1874","logo":{"@type":"ImageObject","url":"https://kapital.bank/images/kapital-bank.svg"},"sameAs":["https://www.linkedin.com/company/kapitalbankojsc","https://www.instagram.com/kapital_bank","https://x.com/KapitalBankOJSC","https://www.facebook.com/kapitalbank"]},{"@type":"Article","headline":"Kapital Bank at the IX International Banking Forum","description":null,"url":"https://kapital.bank/en/news/kapital-bank-at-the-ix-international-banking-forum","inLanguage":"en","datePublished":null,"dateModified":null,"author":{"@id":"https://kapital.bank/#organization"},"publisher":{"@id":"https://kapital.bank/#organization"},"mainEntityOfPage":"https://kapital.bank/en/news/kapital-bank-at-the-ix-international-banking-forum"},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://kapital.bank"},{"@type":"ListItem","position":2,"name":"En","item":"https://kapital.bank/en"},{"@type":"ListItem","position":3,"name":"News","item":"https://kapital.bank/en/news"},{"@type":"ListItem","position":4,"name":"Kapital Bank at the IX International Banking Forum","item":"https://kapital.bank/en/news/kapital-bank-at-the-ix-international-banking-forum"}]}]} ```