---
title: Kapital Bank signs historic agreement with Mashreq Bank
---

## Kapital Bank

## Founded 1874

0% 25% 50% 100%

[![](https://kapital.bank/file/pages/22/retail.png?signature=b059eb796c60c0f84d31c1c33d94b48f4b65d285fadba0af39db1c168fb7370b)](https://kapital.bank/en/solutions/retail-banking)

### Retail Banking

[![](https://kapital.bank/file/pages/21/corporate.png?signature=5c99aa9b7188b4c1d815ee141e952c124b519cfd6de6d998f12344a602aa46d0)](https://kapital.bank/en/solutions/corporate-banking)

### Corporate banking

[![](https://kapital.bank/file/pages/20/private-2-1.png?signature=53f81b0c84c48ae9472196a4d50589aa114d326d39c1e761a93e8d40b4b4ebb1)](https://kapital.bank/en/solutions/private-banking)

### Private Banking

### [Who we are](https://kapital.bank/en/who-we-are)

- [About](https://kapital.bank/en/who-we-are/about)
- [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach)
- [Our History](https://kapital.bank/en/who-we-are/our-history)
- Corporate governance

- [Values](https://kapital.bank/en/who-we-are/about/our-values)
- [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy)
- [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings)
- [Reports](https://kapital.bank/en/who-we-are/about/our-reports)
- [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2)
- [Shares](https://kapital.bank/en/who-we-are/about/our-shares)
- [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details)
- [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting)
- [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts)

- [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental)
- [Social](https://kapital.bank/en/who-we-are/esg-approach/social)
- [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders)
- [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center)

- [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders)
- [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups)
- [Compliance](https://kapital.bank/en/who-we-are/managment/compliance)
- [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management)

- Solutions Back to main menu Solutions
  - [Retail Banking](https://kapital.bank/en/solutions/retail-banking)
  - [Corporate banking](https://kapital.bank/en/solutions/corporate-banking)
  - [Private Banking](https://kapital.bank/en/solutions/private-banking)
- Who we are Back to main menu [Who we are](https://kapital.bank/en/who-we-are)
  - About Back to About [About](https://kapital.bank/en/who-we-are/about)
    - [Values](https://kapital.bank/en/who-we-are/about/our-values)
    - [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy)
    - [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings)
    - [Reports](https://kapital.bank/en/who-we-are/about/our-reports)
    - [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2)
    - [Shares](https://kapital.bank/en/who-we-are/about/our-shares)
    - [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details)
    - [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting)
    - [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts)
  - ESG Approach Back to ESG Approach [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach)
    - [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental)
    - [Social](https://kapital.bank/en/who-we-are/esg-approach/social)
    - [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders)
    - [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center)
  - [Our History](https://kapital.bank/en/who-we-are/our-history)
  - Corporate governance Back to Corporate governance Corporate governance
    - [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders)
    - [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups)
    - [Compliance](https://kapital.bank/en/who-we-are/managment/compliance)
    - [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management)
- [Career](https://kapital.bank/en/career)
- [News](https://kapital.bank/en/news)

[AZ](https://kapital.bank/az/xeberler/kapital-bank-mashreq-bankla-tarixi-sazise-imza-atdi) [EN](https://kapital.bank/en/news/kapital-bank-signs-historic-agreement-with-mashreq-bank)

[Back to all news](https://kapital.bank/en/news)

12-11-2025

# Kapital Bank signs historic agreement with Mashreq Bank

![](https://kapital.bank/file/pages/174/kb-sibos-2025-1546x1024-1-0.png?signature=80afa537007912636d90837adb00dac8240cf17990cc1f975cdacb5f843f6455)

![](https://kapital.bank/file/pages/174/kb-sibos-2025-1546x1024-1-0.png?signature=80afa537007912636d90837adb00dac8240cf17990cc1f975cdacb5f843f6455)

One of the largest financial institutions in the country, Kapital Bank, has reached a new milestone in the international financial market by successfully signing the first syndicated loan agreement in its history. The signing ceremony of this landmark agreement took place on November 11, 2025, in Dubai, and was officially concluded by the executives of both financial institutions, with the organizational support of the leading Gulf-based bank – Mashreq Bank.

As part of this cooperation, Kapital Bank will attract a syndicated loan facility of USD 50 million.

The foundation of this partnership was laid during a series of targeted presentations held in the Gulf region in recent months. During visits to Doha and Dubai, a delegation from Kapital Bank, led by Chief Financial Officer and Member of the Executive Board Emin Mammadov, presented the bank’s strong financial performance, sustainable development strategy, and future investment plans to major financial institutions in the region.

The newly signed agreement represents a logical continuation of these successful engagements and further strengthens Kapital Bank’s reputation as a reliable and stable partner in the international financial market.

Following the signing ceremony, Chairman of the Executive Board and Chief Executive Officer of Kapital Bank, Farid Huseynov, shared his thoughts on the agreement on the bank’s official social media channels, emphasizing the importance of this milestone: “This collaboration not only enhances our bank’s financial resilience but also opens up new international opportunities for Azerbaijan’s financial sector. As a key part of the Bir ecosystem, our goal is to elevate international partnerships to a new qualitative level. The attracted resources will be directed towards accelerating our country’s digital transformation and supporting projects that foster long-term, sustainable economic growth.”

Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 118 branches and 53 departments all over the country. For more detailed information about the bank’s products and services, please refer to https://kapitalbank.az website, 196 Call Centre or the bank’s various social network pages. To apply for a consumer loan visit https://kbl.az/prgtk, for a Birbank installment card visit https://kbl.az/prcrc. 

## News and views

![](https://kapital.bank/file/pages/265/1546x1024-0.png?signature=c9e59645119b08ec56de4bc3ac0ecac339f29a5984c83c8298dfc1bc603153ab)

21-10-2026

### Artificial Intelligence offers loans to entrepreneurs: How is the future of microbanking changing?

[Read more](https://kapital.bank/en/news/artificial-intelligence-offers-loans-to-entrepreneurs-how-is-the-future-of-microbanking-changing)

![](https://kapital.bank/file/pages/264/sayt-ucun-0.png?signature=cfbdf12bca69c8947d2290b8fb1a2ca998f31a0510cd55d91e5d8b3e68c6d447)

19-10-2026

### Kapital Bank finances an energy efficiency project: solar panels are being installed

[Read more](https://kapital.bank/en/news/kapital-bank-finances-an-energy-efficiency-project-solar-panels-are-being-installed)

![](https://kapital.bank/file/pages/263/sayt-ucun-3.png?signature=581b221f62a3fec0964a5ef17a4fd5997ef1c53087ff25af2059a5b9854a1b92)

13-10-2026

### Kapital Bank’s net profit increased by 29.6% in the first 9 months of 2026

[Read more](https://kapital.bank/en/news/kapital-banks-net-profit-increased-by-296-in-the-first-9-months-of-2026)

![](https://kapital.bank/file/pages/262/sayt-ucun-2.png?signature=f8f31c246cf25f4b0f96b59b80071b4b082e1cbdd03a5876e9af63d5a89fed26)

09-10-2026

### Kapital Bank expands access to international investment markets through bond placement

[Read more](https://kapital.bank/en/news/kapital-bank-expands-access-to-international-investment-markets-through-bond-placement)

![](https://kapital.bank/file/pages/261/sayt-ucun-0.png?signature=4f8a2d635ef0055eca185894d060c795de2a9f4971fae7c8259da79ced97613c)

05-10-2026

### Kapital Bank holds more than 30 business meetings at Sibos 2026

[Read more](https://kapital.bank/en/news/kapital-bank-holds-more-than-30-business-meetings-at-sibos-2026)

![](https://kapital.bank/file/pages/260/elsad-ibrahimov-1546x1024-0.png?signature=136f61812f64279f1a2bed766eb8e5774d63d1c5730977ae58f9bd2f84a60e3c)

01-10-2026

### How to turn your savings into investments: First steps

[Read more](https://kapital.bank/en/news/how-to-turn-your-savings-into-investments-first-steps)

[See More news](https://kapital.bank/en/news)

```json
{"@context":"https://schema.org","@graph":[{"@type":"BankOrCreditUnion","@id":"https://kapital.bank/#organization","name":"Kapital Bank","url":"https://kapital.bank","foundingDate":"1874","logo":{"@type":"ImageObject","url":"https://kapital.bank/images/kapital-bank.svg"},"sameAs":["https://www.linkedin.com/company/kapitalbankojsc","https://www.instagram.com/kapital_bank","https://x.com/KapitalBankOJSC","https://www.facebook.com/kapitalbank"]},{"@type":"Article","headline":"Kapital Bank signs historic agreement with Mashreq Bank","description":null,"url":"https://kapital.bank/en/news/kapital-bank-signs-historic-agreement-with-mashreq-bank","inLanguage":"en","datePublished":null,"dateModified":null,"author":{"@id":"https://kapital.bank/#organization"},"publisher":{"@id":"https://kapital.bank/#organization"},"mainEntityOfPage":"https://kapital.bank/en/news/kapital-bank-signs-historic-agreement-with-mashreq-bank"},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://kapital.bank"},{"@type":"ListItem","position":2,"name":"En","item":"https://kapital.bank/en"},{"@type":"ListItem","position":3,"name":"News","item":"https://kapital.bank/en/news"},{"@type":"ListItem","position":4,"name":"Kapital Bank signs historic agreement with Mashreq Bank","item":"https://kapital.bank/en/news/kapital-bank-signs-historic-agreement-with-mashreq-bank"}]}]}
```
