--- title: Kapital Bank Wins “Xəmsə” unity competition with two projects --- ## Kapital Bank ## Founded 1874 0% 25% 50% 100% [![](https://kapital.bank/file/pages/22/retail.png?signature=b059eb796c60c0f84d31c1c33d94b48f4b65d285fadba0af39db1c168fb7370b)](https://kapital.bank/en/solutions/retail-banking) ### Retail Banking [![](https://kapital.bank/file/pages/21/corporate.png?signature=5c99aa9b7188b4c1d815ee141e952c124b519cfd6de6d998f12344a602aa46d0)](https://kapital.bank/en/solutions/corporate-banking) ### Corporate banking [![](https://kapital.bank/file/pages/20/private-2-1.png?signature=53f81b0c84c48ae9472196a4d50589aa114d326d39c1e761a93e8d40b4b4ebb1)](https://kapital.bank/en/solutions/private-banking) ### Private Banking ### [Who we are](https://kapital.bank/en/who-we-are) - [About](https://kapital.bank/en/who-we-are/about) - [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach) - [Our History](https://kapital.bank/en/who-we-are/our-history) - Corporate governance - [Values](https://kapital.bank/en/who-we-are/about/our-values) - 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[Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting) - [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts) - ESG Approach Back to ESG Approach [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach) - [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental) - [Social](https://kapital.bank/en/who-we-are/esg-approach/social) - [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders) - [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center) - [Our History](https://kapital.bank/en/who-we-are/our-history) - Corporate governance Back to Corporate governance Corporate governance - [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders) - [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups) - [Compliance](https://kapital.bank/en/who-we-are/managment/compliance) - [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management) - [Career](https://kapital.bank/en/career) - [News](https://kapital.bank/en/news) [AZ](https://kapital.bank/az/xeberler/xemse-birlik-yarisinda-kapital-bank-iki-layihe-ile-qalib-oldu) [EN](https://kapital.bank/en/news/kapital-bank-wins-xemse-unity-competition-with-two-projects) [Back to all news](https://kapital.bank/en/news) 31-10-2025 # Kapital Bank Wins “Xəmsə” unity competition with two projects ![](https://kapital.bank/file/pages/170/xemse-1546x1024.png?signature=80063081617fb1c3ad97a02922082ddf64ec5319c837faff23b82ecaea52c4b6) ![](https://kapital.bank/file/pages/170/xemse-1546x1024.png?signature=80063081617fb1c3ad97a02922082ddf64ec5319c837faff23b82ecaea52c4b6) The Gala Night of the “Xəmsə” (Khamsa) unity competition, which is traditionally held annually with the aim of strengthening the synergy among the employees of PASHA Group companies and promoting their commitment to corporate values, has taken place. Organized by PASHA Holding and Kapital Bank, this competition is the largest corporate event that determines the alignment and contribution of projects implemented within PASHA Holding and its strategic assets to five main corporate values: “Integrity,” “Entrepreneurial Spirit,” “Quality,” “Collaboration,” and “Profitability.”  The opening speech of the Gala Night, held on October 30, 2025, was delivered by the Chief Executive Officer of PASHA Holding, Jalal Gasimov.  Kapital Bank achieved victory with two projects in this year's competition. The company, which holds a strong reputation as an employer brand, was awarded for both the “360 Intranet Portal” project, which possesses all the capabilities for internal communication among the company’s employees, in the “Collaboration” value category, and the “Innovative Transformation in Customer Complaints Management” project in the “Quality” value category. Based on the final results of the internal group voting, the winners of this year's “Xəmsə” knowledge competition 2025 include PASHA Bank with two projects, PASHA Insurance with two, and PASHA Life Insurance with one project.  One of the most memorable moments of the event was the quote shared by Farid Huseynov, Chairman of the Board and Chief Executive Officer of Kapital Bank, when announcing the winners for the “Profitability” value: “Profitability is every CEO’s favorite word. But everything is complete when all our values – “Integrity”, “Entrepreneurial Spirit”, “Quality”, “Collaboration”, and “Profitability” – are present together. Being here together today, sharing our energy, and celebrating our successes is the most beautiful example of this.”  It should be noted that the teams applying to the “Xəmsə” unity competition with projects implemented last year presented them to the jury, which also included the executives of PASHA Holding and strategic assets. Following all these presentations, the projects that collected the most votes as a result of an open voting process conducted within the group were announced as winners.  Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 118 branches and 53 departments all over the country. For more detailed information about the bank’s products and services, please refer to https://kapitalbank.az website, 196 Call Centre or the bank’s various social network pages. To apply for a consumer loan visit https://kbl.az/prgtk, for a Birbank installment card visit https://kbl.az/prcrc.  ## News and views ![](https://kapital.bank/file/pages/265/1546x1024-0.png?signature=c9e59645119b08ec56de4bc3ac0ecac339f29a5984c83c8298dfc1bc603153ab) 21-10-2026 ### Artificial Intelligence offers loans to entrepreneurs: How is the future of microbanking changing? [Read more](https://kapital.bank/en/news/artificial-intelligence-offers-loans-to-entrepreneurs-how-is-the-future-of-microbanking-changing) ![](https://kapital.bank/file/pages/264/sayt-ucun-0.png?signature=cfbdf12bca69c8947d2290b8fb1a2ca998f31a0510cd55d91e5d8b3e68c6d447) 19-10-2026 ### Kapital Bank finances an energy efficiency project: solar panels are being installed [Read more](https://kapital.bank/en/news/kapital-bank-finances-an-energy-efficiency-project-solar-panels-are-being-installed) ![](https://kapital.bank/file/pages/263/sayt-ucun-3.png?signature=581b221f62a3fec0964a5ef17a4fd5997ef1c53087ff25af2059a5b9854a1b92) 13-10-2026 ### Kapital Bank’s net profit increased by 29.6% in the first 9 months of 2026 [Read more](https://kapital.bank/en/news/kapital-banks-net-profit-increased-by-296-in-the-first-9-months-of-2026) ![](https://kapital.bank/file/pages/262/sayt-ucun-2.png?signature=f8f31c246cf25f4b0f96b59b80071b4b082e1cbdd03a5876e9af63d5a89fed26) 09-10-2026 ### Kapital Bank expands access to international investment markets through bond placement [Read more](https://kapital.bank/en/news/kapital-bank-expands-access-to-international-investment-markets-through-bond-placement) ![](https://kapital.bank/file/pages/261/sayt-ucun-0.png?signature=4f8a2d635ef0055eca185894d060c795de2a9f4971fae7c8259da79ced97613c) 05-10-2026 ### Kapital Bank holds more than 30 business meetings at Sibos 2026 [Read more](https://kapital.bank/en/news/kapital-bank-holds-more-than-30-business-meetings-at-sibos-2026) ![](https://kapital.bank/file/pages/260/elsad-ibrahimov-1546x1024-0.png?signature=136f61812f64279f1a2bed766eb8e5774d63d1c5730977ae58f9bd2f84a60e3c) 01-10-2026 ### How to turn your savings into investments: First steps [Read more](https://kapital.bank/en/news/how-to-turn-your-savings-into-investments-first-steps) [See More news](https://kapital.bank/en/news) ```json {"@context":"https://schema.org","@graph":[{"@type":"BankOrCreditUnion","@id":"https://kapital.bank/#organization","name":"Kapital Bank","url":"https://kapital.bank","foundingDate":"1874","logo":{"@type":"ImageObject","url":"https://kapital.bank/images/kapital-bank.svg"},"sameAs":["https://www.linkedin.com/company/kapitalbankojsc","https://www.instagram.com/kapital_bank","https://x.com/KapitalBankOJSC","https://www.facebook.com/kapitalbank"]},{"@type":"Article","headline":"Kapital Bank Wins “Xəmsə” unity competition with two projects","description":null,"url":"https://kapital.bank/en/news/kapital-bank-wins-xemse-unity-competition-with-two-projects","inLanguage":"en","datePublished":null,"dateModified":null,"author":{"@id":"https://kapital.bank/#organization"},"publisher":{"@id":"https://kapital.bank/#organization"},"mainEntityOfPage":"https://kapital.bank/en/news/kapital-bank-wins-xemse-unity-competition-with-two-projects"},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://kapital.bank"},{"@type":"ListItem","position":2,"name":"En","item":"https://kapital.bank/en"},{"@type":"ListItem","position":3,"name":"News","item":"https://kapital.bank/en/news"},{"@type":"ListItem","position":4,"name":"Kapital Bank Wins “Xəmsə” unity competition with two projects","item":"https://kapital.bank/en/news/kapital-bank-wins-xemse-unity-competition-with-two-projects"}]}]} ```