--- title: Who we are --- ## Kapital Bank ## Founded 1874 0% 25% 50% 100% [ ![](https://kapital.bank/file/pages/22/retail.png?signature=b059eb796c60c0f84d31c1c33d94b48f4b65d285fadba0af39db1c168fb7370b) ](https://kapital.bank/en/solutions/retail-banking) ### Retail Banking [ ![](https://kapital.bank/file/pages/21/corporate.png?signature=5c99aa9b7188b4c1d815ee141e952c124b519cfd6de6d998f12344a602aa46d0) ](https://kapital.bank/en/solutions/corporate-banking) ### Corporate banking [ ![](https://kapital.bank/file/pages/20/private-2-1.png?signature=53f81b0c84c48ae9472196a4d50589aa114d326d39c1e761a93e8d40b4b4ebb1) ](https://kapital.bank/en/solutions/private-banking) ### Private Banking ### [Who we are ](https://kapital.bank/en/who-we-are) * [About ](https://kapital.bank/en/who-we-are/about) * [ESG Approach ](https://kapital.bank/en/who-we-are/esg-approach) * [Our History ](https://kapital.bank/en/who-we-are/our-history) * Corporate governance * [Values](https://kapital.bank/en/who-we-are/about/our-values) * [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy) * [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings) * [Reports](https://kapital.bank/en/who-we-are/about/our-reports) * [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2) * [Shares](https://kapital.bank/en/who-we-are/about/our-shares) * [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details) * [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting) * [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts) * [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental) * [Social](https://kapital.bank/en/who-we-are/esg-approach/social) * [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders) * [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center) * [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders) * [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups) * [Compliance](https://kapital.bank/en/who-we-are/managment/compliance) * [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management) * Solutions Back to main menu Solutions * [Retail Banking](https://kapital.bank/en/solutions/retail-banking) * [Corporate banking](https://kapital.bank/en/solutions/corporate-banking) * [Private Banking](https://kapital.bank/en/solutions/private-banking) * Who we are Back to main menu [Who we are](https://kapital.bank/en/who-we-are) * About Back to About [About](https://kapital.bank/en/who-we-are/about) * [Values](https://kapital.bank/en/who-we-are/about/our-values) * [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy) * [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings) * [Reports](https://kapital.bank/en/who-we-are/about/our-reports) * [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2) * [Shares](https://kapital.bank/en/who-we-are/about/our-shares) * [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details) * [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting) * [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts) * ESG Approach Back to ESG Approach [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach) * [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental) * [Social](https://kapital.bank/en/who-we-are/esg-approach/social) * [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders) * [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center) * [Our History](https://kapital.bank/en/who-we-are/our-history) * Corporate governance Back to Corporate governance Corporate governance * [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders) * [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups) * [Compliance](https://kapital.bank/en/who-we-are/managment/compliance) * [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management) * [Career](https://kapital.bank/en/career) * [News](https://kapital.bank/en/news) [AZ ](https://kapital.bank/az/biz-kimik) [EN ](https://kapital.bank/en/who-we-are) # Proudly first. Proudly leading. Committed to financial progress since 1874\. We are Azerbaijan’s largest financial institution. ![](https://kapital.bank/file/pages/25/join5.jpg?signature=abfb118e71b7f3cdceb44f330a4808b6bd5f99c4113da531cb04c074dec291c1) ## A countrywide presence & a digital leadership. With 116 branches, 13 digital centers and 51 service centers, we serve millions across every corner of Azerbaijan. As the first to launch a fully digital bank in the country, we now lead the market with over 3 million active users on the Birbank app. ## Stronger together, with shared value at the core. ![un mute](https://kapital.bank/images/svg-icons/unmute.svg) ## Stronger together, with shared value at the core. ## Our main goal is to simplify our customers' financial lives with innovative solutions. We not only add value for them, but also help build a digital and innovative financial ecosystem in Azerbaijan. ![](https://kapital.bank/file/pages/25/farid-h.png?signature=e5a8b2429125eccd4c6978fb43b8c96f7cdc7e576cb12bcc53d8e24113974c76) ### Farid Huseynov Chairman of the Board, Chief Executive Officer ## Success starts when great people come together. From day one, every milestone we’ve reached has been driven by the dedication, talent, and teamwork of our people. Behind every success story is a team who helps turn vision into reality. [Meet our team](https://kapital.bank/en/career) ![](https://kapital.bank/file/pages/25/profile-pic-01.png?signature=7adcc3454785505df523f9bc12c9c9077e50d4e1bdcf5ff2e0a926ef7ea30d4c) ### ![](https://kapital.bank/file/pages/25/profile-pic-02.png?signature=e94d020d25d9e6fe070a41a814d271b2a98d282889cff2ffb736351de4f51cea) ### ![](https://kapital.bank/file/pages/25/profile-pic-03-0.png?signature=2466b355f840c366d2f71762c4007664e83873f11332b3b6d61493c6ac4ae104) ### ![](https://kapital.bank/file/pages/25/profile-pic-05.png?signature=51fc8d631c60ee91ebdb0143ed0f161548cca3e1695d9d9b5d281fe04307f9af) ### ![](https://kapital.bank/file/pages/25/profile-pic-06.png?signature=33574448c44b770e9abce65ee064b9ebfb6641b711ea10c01aaffa4402256af2) ### ![](https://kapital.bank/file/pages/25/profile-pic-07.png?signature=2bcaf2f24a0d0bb508865ce8b44263f834f7f1848f7f4153e683d367ca2a619e) ### ![](https://kapital.bank/file/pages/25/profile-pic-08.png?signature=ff418dc02f7312ea481296c64e1b88ad544cea213a3adf64fe1ec05c42500225) ### ![](https://kapital.bank/file/pages/25/profile-pic-02-0.png?signature=fbb27f359d8ca068ed18f8463645026182b9b953752a1f4ae838a148deae02a1) ### ## Sustainability starts with responsibility. Our people are the force behind our commitment to sustainability. Guided by customer expectations and fueled by innovation, we continuously refine the way we serve, act, and grow. [Leadership and governance](https://kapital.bank/file/pages/29/engstruktur-bolmeler-kapital-bank-02032026-sobesiz.pdf?signature=f356ba90c72549f2c8f54ffb71262cfd060867a0e2a3077e36c22ddf5faec040) ## The principles that guide us Each of our employees and every department is based on the desires of our customers for the sake of a sustainable future, constantly seeking new opportunities to improve product quality and customer experience [ ![](https://kapital.bank/file/pages/25/page-link-01.png?signature=cf4a6b1de53bb03cecae06ebbf450de5213c5edc4105b3eafea64f8b1e9039e5) ](#) ### Integrity We carefully balance quality with efficiency to achieve optimal results [ ![](https://kapital.bank/file/pages/25/page-link-02.png?signature=b168239dc964e52b7513584859fa593fc5c86a0f9a13c835a0e7ab54bcdba916) ](#) ### Quality We carefully balance quality with efficiency to achieve optimal results [ ![](https://kapital.bank/file/pages/25/page-link-03.png?signature=ad7e5583bf77182d4bf9a4d4d6f703ab7900c2041d6783beb42492b209c0f945) ](#) ### Collaboration We carefully balance quality with efficiency to achieve optimal results [ ![](https://kapital.bank/file/pages/25/page-link-04-0.png?signature=df071b1f74b6aa3756404c204c2dd71caa9e7be624e4126fbcc4e442f6ac4064) ](#) ### Entrepreneurial spirit We carefully balance quality with efficiency to achieve optimal results [ ![](https://kapital.bank/file/pages/25/page-link-05.png?signature=269a87e5117890e497d2fb6227e1ff5ff84d2ab76eeac280eb8ced1c8678da53) ](#) ### Profitability We carefully balance quality with efficiency to achieve optimal results ![](https://kapital.bank/file/pages/25/priroda.png?signature=115b04d16dbcb2a4fff5d7f62cd51a89d1e6248ce8772645d47c25b13a76b6bf) ## Our commitment to ESG In a rapidly evolving world, sustainability is no longer optional, it’s essential. At Kapital Bank, we have placed Environmental, Social, and Governance (ESG) principles at the core of our 2024–2026 strategic roadmap. By aligning with global standards in sustainable finance, we aim to create long-term value for our customers, society, and future generations. [More](https://kapital.bank/en/who-we-are/esg-approach) ![A Century and a Half of Impact](https://kapital.bank/file/pages/25/building-with-stats.png?signature=284208827981c1732ce732efb791e009e8293fe385b471f151795cf76407f1c1) ## A Century and a Half of Impact Since 1874, we have been serving generations with dedication, resilience, and a forward-looking vision. Today, Kapital Bank stands as Azerbaijan’s largest financial institution — trusted by over 5 million individuals and more than 27,000 businesses across the country. We continue to grow with a purpose of delivering meaningful financial solutions and shaping the future of banking in our region. [Our Report](https://kapital.bank/az/biz-kimik/haqqimizda/hesabatlarimiz) ### 4M+ customers ### 5K+ professionals ### 118+ branches across the country ## Proud to Be Part of Azerbaijan’s Banking History Our operation began on July 24, 1874, in Baku with the opening of the first savings bank. [Our History](https://kapital.bank/en/who-we-are/our-history) ![](https://kapital.bank/file/pages/25/historical-building.png?signature=20932291bb019f00b0f1063d2c9410b7ea99c40286912f75e32e72d1922f8622) ```json {"@context":"https://schema.org","@graph":[{"@type":"BankOrCreditUnion","@id":"https://kapital.bank/#organization","name":"Kapital Bank","url":"https://kapital.bank","foundingDate":"1874","logo":{"@type":"ImageObject","url":"https://kapital.bank/images/kapital-bank.svg"},"sameAs":["https://www.linkedin.com/company/kapitalbankojsc","https://www.instagram.com/kapital_bank","https://x.com/KapitalBankOJSC","https://www.facebook.com/kapitalbank"]},{"@type":"WebPage","name":"Who we are","description":null,"url":"https://kapital.bank/en/who-we-are","inLanguage":"en","about":{"@id":"https://kapital.bank/#organization"}},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://kapital.bank"},{"@type":"ListItem","position":2,"name":"En","item":"https://kapital.bank/en"},{"@type":"ListItem","position":3,"name":"Who we are","item":"https://kapital.bank/en/who-we-are"}]}]} ```