---
title: Ratings
---

## Kapital Bank

## Founded 1874

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[![](https://kapital.bank/file/pages/22/retail.png?signature=b059eb796c60c0f84d31c1c33d94b48f4b65d285fadba0af39db1c168fb7370b)](https://kapital.bank/en/solutions/retail-banking)

### Retail Banking

[![](https://kapital.bank/file/pages/21/corporate.png?signature=5c99aa9b7188b4c1d815ee141e952c124b519cfd6de6d998f12344a602aa46d0)](https://kapital.bank/en/solutions/corporate-banking)

### Corporate banking

[![](https://kapital.bank/file/pages/20/private-2-1.png?signature=53f81b0c84c48ae9472196a4d50589aa114d326d39c1e761a93e8d40b4b4ebb1)](https://kapital.bank/en/solutions/private-banking)

### Private Banking

### [Who we are](https://kapital.bank/en/who-we-are)

- [About](https://kapital.bank/en/who-we-are/about)
- [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach)
- [Our History](https://kapital.bank/en/who-we-are/our-history)
- Corporate governance

- [Values](https://kapital.bank/en/who-we-are/about/our-values)
- [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy)
- [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings)
- [Reports](https://kapital.bank/en/who-we-are/about/our-reports)
- [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2)
- [Shares](https://kapital.bank/en/who-we-are/about/our-shares)
- [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details)
- [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting)
- [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts)

- [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental)
- [Social](https://kapital.bank/en/who-we-are/esg-approach/social)
- [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders)
- [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center)

- [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders)
- [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups)
- [Compliance](https://kapital.bank/en/who-we-are/managment/compliance)
- [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management)

- Solutions Back to main menu Solutions
  - [Retail Banking](https://kapital.bank/en/solutions/retail-banking)
  - [Corporate banking](https://kapital.bank/en/solutions/corporate-banking)
  - [Private Banking](https://kapital.bank/en/solutions/private-banking)
- Who we are Back to main menu [Who we are](https://kapital.bank/en/who-we-are)
  - About Back to About [About](https://kapital.bank/en/who-we-are/about)
    - [Values](https://kapital.bank/en/who-we-are/about/our-values)
    - [Strategy](https://kapital.bank/en/who-we-are/about/our-strategy)
    - [Ratings](https://kapital.bank/en/who-we-are/about/our-ratings)
    - [Reports](https://kapital.bank/en/who-we-are/about/our-reports)
    - [Bonds](https://kapital.bank/en/who-we-are/about/our-bonds-2)
    - [Shares](https://kapital.bank/en/who-we-are/about/our-shares)
    - [Corporate details](https://kapital.bank/en/who-we-are/about/corporate-details)
    - [Shareholders’ Meeting](https://kapital.bank/en/who-we-are/about/shareholders-meeting)
    - [Correspondent Accounts](https://kapital.bank/en/who-we-are/about/correspondent-accounts)
  - ESG Approach Back to ESG Approach [ESG Approach](https://kapital.bank/en/who-we-are/esg-approach)
    - [Environmental](https://kapital.bank/en/who-we-are/esg-approach/environmental)
    - [Social](https://kapital.bank/en/who-we-are/esg-approach/social)
    - [Governance](https://kapital.bank/en/who-we-are/managment/our-leaders)
    - [ESG reporting center](https://kapital.bank/en/who-we-are/esg-approach/esg-reporting-center)
  - [Our History](https://kapital.bank/en/who-we-are/our-history)
  - Corporate governance Back to Corporate governance Corporate governance
    - [Our Leaders](https://kapital.bank/en/who-we-are/managment/our-leaders)
    - [Committees, Commissions and Groups](https://kapital.bank/en/who-we-are/managment/committees-commissions-groups)
    - [Compliance](https://kapital.bank/en/who-we-are/managment/compliance)
    - [Risk Management](https://kapital.bank/en/who-we-are/managment/risk-management)
- [Career](https://kapital.bank/en/career)
- [News](https://kapital.bank/en/news)

[AZ](https://kapital.bank/az/biz-kimik/haqqimizda/reytinqlerimiz) [EN](https://kapital.bank/en/who-we-are/about/our-ratings)

![](https://kapital.bank/file/pages/41/hero-1.png?signature=f6c6a0f4553b1d8f689b2c274e37cec1e4e217603724f23de1260f420ac819be)

# Our ratings

Our credit ratings reflect strength and trust

![](https://kapital.bank/file/pages/41/left.png?signature=fa3ebfd90d5a7aafbe88d129fd83d93df9da00672a2c0abdc1f49a03a26a6496)

## Moody’s Investors Service assigned the following ratings to Kapital Bank:

 

| ba3 |  Baseline credit assessment |
| --- | --- |
| Ba2 |  Long-term Bank Deposit |
| Ba1 |  Long-term Counterparty Risk Ratings |
| Positive |  outlook |

## Standard & Poor's assigned the following ratings to Kapital Bank:

 

| BB |  long-term rating for loans |
| --- | --- |
| B | short-term rating for loans |
| Stable |  outlook |

 

![](https://kapital.bank/file/pages/41/right.png?signature=7c7e80b031f0afa130a38abb6723b128b3c7b73b48f693c4105835c3671537c0)

##

 

Updated: 05.05.2026

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