We put our customers at the heart of everything we do,

by leveraging 150 years of expertise to deliver tailored solutions.

Company profile

Kapital Bank

Kapital Bank operates as a bank with a rich history dating back to 1874.

Serving over 5 million customers and more than 22,000 legal entities, we leverage the latest advancements in technology to deliver exceptional customer service in today's dynamic and interconnected world.

Through strategic investments, dedicated support for small and medium enterprises (SMEs), and steadfast commitments, we endeavor to foster growth and prosperity for our employees, customers, clients, and shareholders alike.

Through strategic investments, dedicated support for small and medium enterprises (SMEs), and steadfast commitments, we endeavor to foster growth and prosperity for our employees, customers, clients, and shareholders alike.

Latest

News

29.10.2024

Kapital Bank continues to strength its global partnership in SIBOS 2024

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29.10.2024

Kapital Bank at SIBOS 2024: Strengthening global financial partnerships

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29.10.2024

Kapital Bank successfully concludes its participation at SIBOS 2024

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14.10.2024

Kapital Bank announces financial results for the third quarter of 2024

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11.10.2024

The “INMerge Innovation Summit” uniting innovation and technology, continues

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Rating

Current credit ratings

Moodys Investors

Moody’s Investors Service assigned the following ratings to Kapital Bank:

  • ba3

    Baseline credit assessment

  • Ba2

    Long-term Bank Deposit

  • Ba1

    Long-term Counterparty Risk Ratings

  • Stable

    Outlook

Updated: 19.07.2024

Standard & Poor’s

Standard & Poor's assigned the following ratings to Kapital Bank:

  • BB-/B

    Long-term rating for loans

  • BB-/B

    Short-term rating for loans

  • Positive

    Outlook

Updated: 18.07.2024

Our Mission

Sustainability

At Kapital Bank, we believe in the importance of ESG principles. Our commitment to sustainability, ethical practices, and positive social impact drives our investment strategies. Explore our ESG initiatives and discover how we are contributing to a better future.

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Report

Explore our insights

Corporate Presentation

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ESG Report

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Report

Financial ratio and performance

With a 150-year history, Kapital Bank plays a significant role in Azerbaijan's capital markets with its diverse investment portfolio. Our foundation is built on protecting the rights of our shareholders through careful analysis and due diligence.

Cost-to-income Ratio

44.88%

Group profit before Tax

144,768

Earning per share

6.89 AZN

Group Return on Tangible Equity

13.57%

Common equity tier 1 ratio

13.32%